Choosing the right insurance policy can be confusing — and even costly — if you don’t know what to look for. Many people make avoidable mistakes when purchasing insurance, whether it's for health, travel, property, or vehicles.

At Insur Policy, we help users recognize these pitfalls in a risk-free demo environment, powered by FDK tokens within the New Reality ecosystem. Here are the top 5 mistakes people make — and how our platform helps you avoid them:

❌ Mistake #1: Choosing the Cheapest Policy

Many users go for the lowest premium without reviewing coverage limits or exclusions.

💡 How to Avoid It:
In our simulation, you can compare demo policies and see how different coverage levels impact claims — helping you understand the balance between cost and protection.

❌ Mistake #2: Not Reading the Fine Print

People often skip the details of what’s covered and what isn’t, leading to surprises later.

💡 How to Avoid It:
Insur Policy encourages users to carefully review each demo policy’s terms. It’s a learning tool — and the more you read, the smarter your future choices will be.

❌ Mistake #3: Underinsuring High-Value Items

Trying to save money by insuring assets for less than their true value can lead to partial payouts or claim denials.

💡 How to Avoid It:
Our demo platform lets you simulate claims for underinsured items and see the consequences in real-time — without real-world losses.

❌ Mistake #4: Ignoring Deductibles

Low premiums often come with high deductibles that you might not be able to pay in an emergency.

💡 How to Avoid It:
Test different deductible levels with FDK tokens and understand how they affect final claim payouts.

❌ Mistake #5: Not Understanding the Claims Process

Many people don’t know what’s required to file a claim, which leads to delays or rejections.

💡 How to Avoid It:
You can file unlimited demo claims in our sandbox. Learn how documentation, timing, and reporting affect outcomes — all without risk.

🧪 Why Use a Demo?

With Insur Policy, part of the New Reality Demo Environment, you can simulate the entire insurance journey — from purchase to payout — using FDK tokens that have no real-world value but represent realistic behavior.

It’s the best way to gain experience without the consequences.

🎓 Learn, Test, Repeat

Our mission under the “Million Opportunities” program is to help users around the world improve their financial and insurance literacy — one simulation at a time.

✅ Avoid costly mistakes in the real world by learning with us today.
Visit Insur Policy to try risk-free demo insurance — where smart decisions begin.