Effective Date: 10.07.2025

Issued by: Insur Policy (https://www.insurpolicy.top)
Contact: [email protected]

1. Nature of the Policy

This insurance policy is issued within the Insur Policy demo platform, which operates exclusively in a simulated environment under the New Reality ecosystem. All transactions, policy registrations, and claims are processed using FDK demo tokens and have no real-world legal or financial effect.

2. Coverage Scope

Policies may cover a range of virtual scenarios, including:

• Health and life coverage (simulated)

• Property damage or theft (simulated)

• Travel insurance (demo-only)

• Vehicle-related coverage (non-binding)

Coverage is illustrative only and is not legally enforceable.

3. Premiums and Payouts

• Premiums are paid in FDK demo tokens

• Claims are reviewed and processed in demo tokens only

• There is no fiat currency involvement, and no claims may be redeemed in cash or real crypto

4. Eligibility

Users must acknowledge:

• They are participating in a simulated demonstration

• All coverage is fictitious

• The insurance does not replace any real-world policy or legal protection

5. Claims Process

Users may submit simulated claims via the dashboard. Claims are reviewed automatically or manually and may be approved or denied based on preset demo logic. No real legal procedures or obligations are created by such claims.