Effective Date: 10.07.2025

Welcome to Insur Policy, a demonstration insurance platform that operates as part of the “Million Opportunities” initiative by New Reality. By accessing or using the website https://www.insurpolicy.top, you agree to be bound by these Terms of Service (“Terms”).

1. Demo Environment

Insur Policy is not a licensed insurer. It is a demo-only platform that:

• Offers no legal or financial protection

• Operates using FDK demo tokens only

• Is intended for educational and demonstrational purposes

2. Use of the Platform

You agree to:

• Use the service only for testing or illustration

• Not misrepresent the platform as a live financial product

• Avoid misuse, including attempts to extract data or game the system

3. Payments and Claims

• Premiums are paid using FDK demo tokens

• All benefits, claims, and rewards are paid out in the same tokens

• Tokens cannot be exchanged for fiat, crypto, or withdrawn

4. Intellectual Property

All platform content, branding, and policy logic are the intellectual property of Insur Policy and may not be reused or redistributed.

5. Liability Disclaimer

Insur Policy is provided “as-is” with no warranties. We disclaim any liability related to platform behavior, outcomes, or data.

6. Contact

Email: [email protected]